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Bought a home in Jupiter, Fl using Rogers Realty Group LLCBuying a 🏠 can be a an exciting experience when you work with a Real Estate Professional or it can also be a little overwhelming at times if you don't have the right information in front of you. Below are some helpful topics to help navigate you through the home buying process .

When you are ready to start your home search in the Jupiter, Fl area or The Palm Beaches you can always count on David J Rogers to help guide you through the home process and I will always answer your 📞 calls @ 954.684.3664.

Stop Wondering What Your Budget Is & Get Pre-Approved!

July 23, 2020 by DavidJRogers Leave a Comment

Stop Wondering What Your Budget Is & Get Pre-Approved!

In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search.

Even if you are not in an incredibly competitive market, understanding your budget will give you the confidence of knowing whether or not your dream home is within your reach.

Freddie Mac lays out the advantages of pre-approval in the â€˜My Home’ section of their website:

“It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will tell you how much home you can afford and can help you move faster, and with greater confidence, in competitive markets.”

One of the many advantages of working with a local real estate professional is that many have relationships with lenders who will be able to help you through this process. Once you have selected a lender, you will need to fill out their loan application and provide them with important information regarding â€œyour credit, debt, work history, down payment and residential history.”

Jupiter, Fl Newest Properties For Sale

  

Freddie Mac describes the ‘4 Cs’ that help determine the amount you will be qualified to borrow:

  1. Capacity: Your current and future ability to make your payments
  2. Capital or cash reserves: The money, savings, and investments you have that can be sold quickly for cash
  3. Collateral: The home, or type of home, that you would like to purchase
  4. Credit: Your history of paying bills and other debts on time

Getting pre-approved is one of many steps that will show home sellers that you are serious about buying, and it often helps speed up the process once your offer has been accepted.

Bottom Line

Many potential homebuyers looking to buy a home in Jupiter, Fl overestimate the down payment and credit scores necessary to qualify for a mortgage. If you are ready and willing to buy, you may be pleasantly surprised at your ability to do so today.

Filed Under: Buying

Home Sales Hit a Record-Setting Rebound

July 23, 2020 by DavidJRogers Leave a Comment

Home Sales Hit A Record Setting Rebound/

With a worldwide health crisis that drove a pause in the economy this year, the housing market was greatly impacted. Many have been eagerly awaiting some bright signs of a recovery. Based on the latest Existing Home Sales Report from the National Association of Realtors (NAR), June hit a much-anticipated record-setting rebound to ignite that spark.

According to NAR, home sales jumped 20.7% from May to a seasonally-adjusted annual rate of 4.72 million in June:

“Existing-home sales rebounded at a record pace in June, showing strong signs of a market turnaround after three straight months of sales declines caused by the ongoing pandemic…Each of the four major regions achieved month-over-month growth.”

Home Sales Hit a Record-Setting Rebound | MyKCM

This significant rebound is a major boost for the housing market and the U.S. economy. According to Lawrence Yun, Chief Economist for NAR, the momentum has the potential to continue on, too:

Jupiter, Fl Newest Properties For Sale

  

“The sales recovery is strong, as buyers were eager to purchase homes and properties that they had been eyeing during the shutdown…This revitalization looks to be sustainable for many months ahead as long as mortgage rates remain low and job gains continue.”

With mortgage rates hitting an all-time low, dropping below 3% for the first time last week, potential homebuyers are poised to continue taking advantage of this historic opportunity to buy. This fierce competition among buyers is contributing to home price increases as well, as more buyers are finding themselves in bidding wars in this environment. The report also notes:

“The median existing-home price for all housing types in June was $295,300, up 3.5% from June 2019 ($285,400), as prices rose in every region. June’s national price increase marks 100 straight months of year-over-year gains.”

Home Sales Hit a Record-Setting Rebound | MyKCM

The graph below shows home price increases by region, powered by low interest rates, pent-up demand, and a decline in inventory on the market:Yun also indicates:

“Home prices rose during the lockdown and could rise even further due to heavy buyer competition and a significant shortage of supply.”

Bottom Line

Buyers returning to the market is a great sign for the economy, as housing is still leading the way toward a recovery. If you’re ready to buy a home this year, let’s connect to make sure you have the best possible guide with you each step of the way. If you are in the market to buy a home in Jupiter, Fl or the Palm beach area now might be a great time to consider it.

Filed Under: Buying

Mortgage Rates Fall Below 3%

July 18, 2020 by DavidJRogers Leave a Comment

Mortgage Rates Fall Below 3% Again in 2020

Some Highlights

  • Mortgage rates hit another all-time low, falling below 3% this week.
  • If you’re ready to buy a home, now is a great time to truly get more for your money at this historic moment.
  • Let’s connect today to determine your best next steps toward homeownership.

Filed Under: Buying

How Technology Is Helping Buyers Search For Homes

July 13, 2020 by DavidJRogers Leave a Comment

Technology is helping redefine the buyers way of searching for homes in the US
Rethinking the way home buyers search for homes during the COVID-19 Pandemic

Jupiter, Fl Newest Properties For Sale

  

Some Highlights:

  • A recent realtor.com survey revealed that buyers are still considering moving forward with the homebuying process, even if they can’t see the home in-person.
  • While they still prefer to physically see a home, virtual home tours and accurate listing information top the list of tech specs buyers find most helpful in today’s process.
  • Let’s connect today to determine how technology can help power your home search.

Filed Under: Buying

Buying Or Selling In Jupiter? You Need An Expert Kind Of Guide

July 13, 2020 by DavidJRogers Leave a Comment

Mera Peak Trek and Climb Nepal

We are, however, in anything but a normal market right now. We are amid one of the greatest health crises our nation has ever seen. The pandemic has had a dramatic impact on the journey consumers take to purchase or sell a home. To successfully navigate the landscape today, you need more than an experienced guide. You need a â€˜Real Estate Sherpa.’

In a normal housing market, whether you’re Buying or Selling a home in Jupiter, you need an experienced guide to help you navigate through the process. You need someone you can turn to who will tell you how to price your home correctly right from the start. You need someone who can help you determine what to offer on your dream home without paying too much or offending the seller with a low-ball offer.

According to Lexico, a Sherpa is a “member of a Himalayan people living on the borders of Nepal and Tibet, renowned for their skill in mountaineering.” Sherpas are skilled in leading their parties through the extreme altitudes of the peaks and passes in the region – some of the most treacherous trails in the world. They take pride in their hardiness, expertise, and experience at very high altitudes.

They are much more than just guides.

This is much more than a normal real estate market.

Today, the average guide just won’t do. You need a Sherpa. You need an expert who understands how buying or selling during COVID-19 is impacting the thoughts and actions of the consumer (ex: virtual showings, proper safety protocols, e-signing documents). You need someone who can simply and effectively explain the changes in today’s process to you and your family. You need an expert who will guarantee you make the right decision, especially in these challenging times.

Bottom Line

Hiring an experience Real Estate Agent who understands how the pandemic is reshaping the real estate processes is crucial right now. Let’s connect today to guarantee your journey is a safe and successful one regardless if you are buying or selling a home in Jupiter, FL.

Filed Under: Buying, Selling

A Recession Does Not Equal A Housing Crisis

July 13, 2020 by DavidJRogers Leave a Comment

Graph Of Recessions vs home price changes over last 30 years in the USA

Some Highlights

  • The COVID-19 pandemic is causing an economic slowdown.
  • The good news is, home values actually increased in 3 of the last 5 U.S. recessions and decreased by less than 2% in the 4th.
  • All things considered, an economic slowdown does not equal a housing crisis, and this will not be a repeat of 2008.

Filed Under: Buying

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Equal Housing Opportunity Rogers Realty Group LLC
114 Majorca Way #111
Jupiter, Fl 33458
954.684.3664